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Data sources

What’s live, how often it refreshes, which vintage you’re looking at, and where it doesn’t reach. Attribution and upstream terms: attributions. Vintages below are as-of 2026-07-09; /api/tracts/chicago carries the exact vintage block for the data it’s actually serving.

Source Used for Cadence Vintage Coverage
Cook County Assessor (Socrata) live comp sales + characteristics per request rolling 6-yr window Cook
Cook Assessor reassessments tax-shock by township each triennial mailing latest triad; South triad reassessing 2026 Cook
Cook Clerk tax rates effective property tax annual 2023 rates Cook munis only
Chicago Data Portal permits (18 mo), licenses (12 mo), 311 water-in-basement (3 yr) + governance (12 mo), crime (TTM vs prior), violations/vacancy monthly rolling windows Chicago only
CFPB HMDA capital flow, borrower income, FHA share annual flow 2022→2024; income 2024; FHA 2023 Cook + Lake
Census LODES workplace job growth annual, lagged 2019→2022 Cook + Lake
Census ACS pre-1980 housing stock (B25034) annual latest 5-yr Cook + Lake
HUD SAFMR rent anchor, voucher ceilings, S8 arbitrage annual FY2026 by ZIP
Zillow ZHVI/ZORI prices, rents, gross yield monthly latest month ZIP; ZORI ~288 IL ZIPs
Redfin (listings) primary listings feed daily 13:00 UTC + monthly sweep same-day Cook + Lake on-market
Redfin Data Center sale-to-list, DOM, market heat quarterly latest quarter ZIP
CTA ridership L-station recovery vs 2019 monthly ≥ 2025-04 vs 2019 baseline ~0.75 mi of stations
FEMA NFHL flood-zone flag static current NFHL Cook + Lake
Lake County GIS parcels (57k 1970–88 SFHs), flood, schools static export as exported Lake
OSM / OSRM amenity clusters, commute times with refresh OSM-dependent variable
Gap Consequence
Lake County tax rates unavailable (portal down) Lake tracts carry no tax signal; the BRRRR low-tax weight is silent there
Chicago-only feeds: permits, licenses, 311, crime, distress, ridership suburban tracts miss those signals entirely and lean on the county-wide feeds
ZORI covers ~288 IL ZIPs, ZIP-blended a hot block inherits its ZIP median; thin-ZORI areas fall back to SAFMR
listed_at falls back to first-seen true days-on-market arrives with MLS data (P7)
Redfin scraping is a bridge, not a foundation licensed property-data API is decision gate G2 (P5)

DePaul IHS 2–4 unit indicators (quarterly), CCAO open assessment model + sales flat files, Board of Review appeals by PIN, FHFA tract-level HPI, Lake County recorder (now free), OpenFEMA NFIP claims + National Risk Index, Eviction Lab/LCBH, CCLBA/ChiBlockBuilder inventory, Fannie/Freddie REO feeds, EPA FRS/LUST, LiDAR/soils/imagery, Census Building Permits Survey (the honest suburban-permits patch), FRED/BLS cost indices. Paid picks under the standing $50/mo data budget (prices verified 2026-07-08): RentCast free tier, Google Street View Static, Rentometer Pro — ~$25–42/mo total. Every adopted feed gets a data contract — schema, cadence, freshness SLO, null-rate SLO, vintage tag — before its signal ships to the map.